U.S. Department of Health and Human Services, U.S. Department of Housing and Urban Development, U.S. Department of Veterans Affairs, Improving Access to Mainstream Services for People Experiencing Chronic Homelessness, Palmer House, Chicago, Illinois, May 20-22, 2003

 

Reducing SSI Enrollment Barriers for Homeless Claimants

Recommendations of the National Health Care for the Homeless Council

  1. Streamline SSI-related Medicaid eligibility determination systems and shorten the eligibility determination process.
  2. Create Homeless Claims Units or Homeless Claims Specialists in each state’s Disability Determination Service, as has been done in Massachusetts, and ensure that the DDS conduct its own outreach to homeless service providers.
  3. Ensure that homeless disability claims are routed to claims representatives who are sensitive to homeless individuals and knowledgeable about procedures involved in processing their disability claims.
  4. Work with homeless advocates to resolve disproportionately high denial rates for homeless disability claims. Explore barriers to obtaining consultative examinations.
  5. Educate SSA intake workers about the difficulties faced by homeless people including behavioral health problems.
  6. Educate safety net providers about appropriate documentation of impairments in support of their patients’ applications for disability assistance.
  7. Encourage homeless claimants to identify a third-party contact who could be helpful in processing their claim, and to provide contact information for their medical providers.
  8. Engage in outreach and SSI application assistance at emergency shelters and other sites where homeless individuals are found.

Homeless health care providers in several states report that most SSI -Medicaid applications are initially denied. Allowance rates for initial SSI applications vary widely from state to state, with denial rates as high as 95%. Although Massachusetts allows more disability claims for homeless individuals than most other states, denials are over twice as many as allowances (2.4 times as great for homeless claimants versus 1.6 times as great for all claimants).

Reasons for 407 denials of homeless SSI claims, 9/1/98–5/31/99
Department of Disability Services, Boston, Massachusetts

Percentage

Reason for Denial

28%

Can do other work; condition severe but does not meet requirements

20%

Failure to keep consultative examination appointment

14%

Failure to follow prescribed substance abuse treatment

13%

Insufficient medical evidence

10%

Lacking severity

10%

Condition will not last 12 months

Source: Casualties of Complexity: Why Eligible Homeless People Are Not Enrolled in Medicaid. National Health Care for the Homeless Council: May 2001: www.nhchc.org/Publications/CasualtiesofComplexity.pdf