GEORGIA MEDICAID AND S-CHIP ELIGIBILITY

OVERVIEW OF PROGRAMS

The Georgia Department of Community Health (DCH), Division of Medical Assistance (DMA) is the single state agency responsible for administering Georgia’s Medicaid and PeachCare for Kids (S-CHIP) programs.  Service delivery is accomplished through a variety of relationships and agreements with private medical providers, state agencies and private agencies.

The Division of Family and Children Services (DFCS) within the Department of Human Resources, at the county level, determines eligibility for most categories.  In addition, the Division of Medical Assistance contracts with Dental Health Administration and Consulting Services (DHACS), based in Lisle, IL as third-party administrator for the PeachCare program.  Under this contract, DHACS reviews and processes mail-in applications, screens applicants for Medicaid eligibility, enrolls children eligible for PeachCare for Kids, calculates and collects premiums, and provides telephone customer service.

There is also an outreach project called “Right From the Start Medicaid (RSM)” – The Right from the Start Medicaid (RSM) Project began in July 1993 as a response to Georgia’s high infant mortality rate and to provide a medical safety net for Georgia’s working families.  The Division of Medical Assistance (DMA) and the Department of Human Resources (DHR) entered into an agreement to place eligibility workers in community settings. RSM staff currently has offices in health departments, hospitals, clinics, schools, community action agencies and other locations. A major feature of the program is the availability of staff during non-traditional work hours each week so that work, school and childcare arrangements are not a barrier for families. There are currently 195 RSM staff stationed throughout the state.  For more information, including contact information by county, go to http://dfcs.dhr.georgia.gov/portal/site/DHR-DFCS/.

PeachCare for Kids is the State’s S-CHIP program.  It is a separate program, however, eligibility determination and service delivery mechanisms are the same as Medicaid.


PROGRAM

QUALIFICATIONS

PROCESS

SPECIAL CONSIDERATIONS

MEDICAID

Categories for Adults

Right from the Start Medicaid for Pregnant Women (RSM Adults)

Income cannot exceed 235% of FPL (see chart below for current dollar amounts).

No resource limit.

 

Pregnant women are presumptively eligible.

Women are covered for 60 days following the end of the pregnancy. 

Breast and Cervical Cancer

Must have been screened for and found to have breast or cervical cancer, including precancerous conditions.
Must be under age 65.
Must be uninsured and otherwise ineligible for Medicaid.

Women must be screened through the Centers for Disease Control and Prevention’s National Breast and Cervical Cancer Early Detection Program (NBCCEDP).

 

Categories for Families/Children

Right from the Start Medicaid (RSM Children)

·         Children under age 1

·         Children age 1 to 6 (though age 5)

·         Children age 6 to 19 (through age 18)

 


Income cannot exceed 185% of FPL.

Income cannot exceed 133% of FPL.

Income cannot exceed 100% of FPL.

No resource limits for any of these categories.

   

Katie Beckett Deeming Waiver

Children under 18 who are chronically ill and whose parents have income or resources that make them ineligible for SSI benefits.

Children must be in need of nursing home care but have good home care that costs less than nursing home care.

 

Low Income Medicaid

Adults and children who meet the standards of old Aid to Families with Dependent Children (AFDC) program.
Income Limits:
Family Size 1: $235/month
Family Size 2: $356/month
Family Size 3: $424/month
Family Size 4: $500/month

   

Transitional Medicaid

Former Medicaid recipients who have gone to work and are no longer eligible because their income exceeds the income limits.

Families are eligible for up to two years after they begin work.

 

Temporary Assistance for Needy Families (TANF)

See Low Income Medicaid and Transitional Medicaid categories above.

     
 

Medically Needy

Covers aged, blind, disabled, children under 18 and pregnant women

Family income exceeds the established income limits for their eligibility categories.

The Medically Needy program allows a person to use incurred medical bills to “spend down” the difference between their income and the income limit to become eligible.

 
 

Income limits for aged, blind and disabled:

   
   

Per Mo

Per Yr

   
 

Individual

$317

$3804

   
 

Couple

$375

$4500

   
 

Income limits for pregnant women and children:

   
   

Per Mo

Per Yr

   
 

Family size 1

$208

$2496

   
 

Family size 2

$317

$3804

   
 

Family size 3

$375

$4500

   
 

Family size 4

$442

$5304

   
 

Resource limits:
Family size 1: $2,000
Family size 2: $4,000
Family size 3: $4,100
Family size 4: $4,200

   

Elderly/Disabled

     

Supplemental Security Income (SSI) Recipients

Aged, blind or disabled individuals who receive SSI

   
 

Income Limits

Per Mo

Per Yr

   
 

Individual

$545

$6540

   
 

Couple

$817

$9804

   
 


Resource Limits:
Individual - $2,000
Couple - $3,000

   

SSI-Related Public Law Recipients

Includes former SSI recipients who have become ineligible because of an increase in Social Security benefits. 

Income Limits:
Individual - $545 per month ($6,540 per year)
Couple - $817 per month ($9,804 per year)

Resource Limits:
Individual - $2,000
Couple - $3,000

Certain increases in Social Security benefits can be excluded to meet the income requirements for SSI.

 

Hospice

Terminally ill individuals who are not expected to live more than six months may be eligible for coverage.

Income Limit: $1,635 per month ($19,620 per year)

Resource Limit: $2,000

Recipients must agree to receive hospice services through a Medicaid participating hospice care provider.

 

Nursing Home

Aged, blind or disabled individuals who live in nursing homes and have low income and limited resources.

Income Limit: $1,635 per month ($19,620 per year)

Resource Limit: $2,000

   

Waiver Programs

·         Community Care

 

·         Independent Care Waiver Program (ICWP)

 

·         Mental Retardation Waiver Program (MRWP)

 

·         Model Waiver

 

·         Community Habilitation and Support (CHSS)

 

Aged, blind or disabled individuals who need regular nursing care and personal services but can live at home with special community care services.

For Medicaid recipients between 20 and 64 years who are severely physically disabled and meet other specific criteria.

For developmentally disabled  individuals requiring ICF/MR-level care.

For children under age 21 who meet the income and resource limits for any Medicaid coverage group and meet a nursing home level of care.

For mentally retarded and developmentally disabled.

Income Limit for all Waiver Programs: $1,635 per month ($19,620 per year)

Resource Limit for all Waiver Programs: $2,000

   

Qualified Medicare Beneficiary

Aged, blind or disabled individuals who have Medicare Part A (hospital) insurance.

Income cannot exceed 100% of FPL (currently $769 per month for an individual and $1,030 for a couple).

Resource Limits:
Individual - $4,000
Couple - $6,000

Medicaid pays Medicare premiums, coinsurance and deductibles.

 

Specified Low Income Medicare Beneficiaries

Aged or disabled people who are entitled to Medicare Part A.

Income must be greater than 100% of FPL but cannot exceed 120% of FPL.

Resource Limits:
Individual - $4,000
Couple - $6,000

Medicaid pays Medicare Part B premium.

 

Qualified Individual

Aged or disabled people who are entitled to Medicare Part A.

Income must be greater than 120% of FPL but cannot exceed 135% of FPL.

Resource Limits:
Individual - $4,000
Couple - $6,000

Medicaid pays Medicare Part B premium.

 

SCHIP

PeachCare for Kids

Children under age 19 who do not have health insurance.

Income cannot exceed 235% of FPL.

No resource limits.

PeachCare for Kids pays for preventive services and acute medical care, as well as vision and dental care.

Children are enrolled in Georgia Better Health (GBHC), the State’s Primary Care Case Management (PCCM) program.

Children must be uninsured for the three months before applying for PeachCare for Kids.  There are exceptions for children who have involuntarily lost coverage (e.g., children were covered through their parent’s employer and the parent lost the job, or the employer dropped coverage for dependent children).

Children cannot be Medicaid eligible and cannot have access to health insurance through parent’s employment with the State of Georgia.

There is no cost for children under age 5.  Starting at age 6, premiums are $10.00 per child/max $20.00 per household.  Households below 150% of FPL pay $15.00 and households between 151% -  235% of FPL pay $20.00.  There are no copayments or deductibles.

MONTHLY INCOME LIMITS
RSM AND PEACHCARE FOR KIDS CATEGORIES

Family Size

RSM for Pregnant Women
PeachCare for Kids
235% of FPL

RSM for Children < 1
185% of FPL

RSM for Children 1 to 6
133% of FPL

RSM for Children 6 to 19
100% of FPL

1

$1,736

$1,336

$982

$739

2

$2,339

$1,841

$1,324

$995

3

$2,942

$2,316

$1,665

$1,252

4

$3,545

$2,791

$2,007

$1,509

Additional Member

$604

$476

$342

$257

Current through 2/2004

Back to: Technical Assistance Materials